Category Risk Management Tools & Techniques

Chasing Losses in Investing

Chasing losses in investing

Chasing Losses in Investing: Why It’s Costly & How Retail Investors Can Avoid This Trap? When markets turn volatile, the pressure to “get back what you lost” becomes overwhelming, especially for retail investors with limited capital. This behavior, known as…

Dollar-Cost Averaging: A Simple, Smart Investment Strategy for Retail Investors

Dollar Cost Averaging

Investing in the financial markets, especially as a retail investor with limited capital, can feel daunting. Market volatility, timing uncertainties, and emotional decision-making often stand in the way of growing your wealth. Luckily, there’s a straightforward approach designed specifically to…

How to Do Virtual Stock Trading: A Beginner’s Guide

How to Do Virtual Stock Trading: A Beginner's Guide

Virtual stock trading has emerged as a game-changing approach for anyone looking to master the financial markets without risking real money. Whether you’re a complete beginner or an experienced investor wanting to test new strategies, understanding how to do virtual…

Rebalancing Explained: Your Guide to Smart Portfolio Management

Rebalancing Explained: Your Guide to Smart Portfolio Management

Your portfolio started with a perfect 60-40 split between stocks and bonds. Two years later, market movements have pushed it to 75-25. Sounds familiar? Portfolio rebalancing explained – this critical investment strategy helps restore your original asset allocation and maintain…

How Much Cover Do I Need: Determining Your Financial Protection

How Much Cover Do I Need: Determining Your Financial Protection

Financial markets can be unpredictable—having adequate cover is your safety net when volatility strikes. 68% of small-time investors underestimate the amount of coverage they need for their trading activities. Without proper risk management, your investment journey can quickly derail from…

6 Jar Investing Method: The Complete Guide for Smart Budgeting

6 Jar Investing Method: The Complete Guide for Smart Budgeting

Financial organization remains the biggest hurdle for most beginner investors. The 6 jar money management system offers a straightforward framework that anyone can implement. This method aligns perfectly with Potoos’ philosophy of making financial planning accessible to everyday investors. What…

The 50:30:20 Ratio in Investments – A Balanced Approach

The 50:30:20 Ratio in Investments - A Balanced Approach

The investment world is filled with formulas and ratios, but few are as practical as the 50:30:20 ratio for everyday investors. Most people struggle to balance risk and reward in their investment portfolios. The 50:30:20 ratio offers a structured approach…

Practical Tips For Managing Risk In Share Market

Practical Tips For Managing Risk In The Share Market

The share market offers tremendous opportunities but comes with inherent risks that can intimidate beginners. Risk management isn’t about avoiding risk completely, but about understanding, quantifying, and controlling it effectively. According to market studies, investors who implement proper risk management…