Category Smart Diversification Strategies

Rebalancing Explained: Your Guide to Smart Portfolio Management

Rebalancing Explained: Your Guide to Smart Portfolio Management

Your portfolio started with a perfect 60-40 split between stocks and bonds. Two years later, market movements have pushed it to 75-25. Sounds familiar? Portfolio rebalancing explained – this critical investment strategy helps restore your original asset allocation and maintain…

FIRE Movement India: Complete Guide to Financial Freedom

FIRE Movement India: Complete Guide to Financial Freedom

The FIRE movement India is transforming how young professionals approach financial planning. Recent data shows that Indian households saved an average of 30% of disposable income in 2022, with urban professionals reaching up to 50% through disciplined planning. This shift…

Goal Based Financial Planning for Beginners in India

Goal Based Financial Planning for Beginners in India

Starting your investment journey can feel overwhelming, especially when you’re unsure where your money should go or what goals to prioritize. In India, over 70% of retail investors admit to making emotional decisions that hurt their portfolios, yet those who…

6 Jar Investing Method: The Complete Guide for Smart Budgeting

6 Jar Investing Method: The Complete Guide for Smart Budgeting

Financial organization remains the biggest hurdle for most beginner investors. The 6 jar money management system offers a straightforward framework that anyone can implement. This method aligns perfectly with Potoos’ philosophy of making financial planning accessible to everyday investors. What…

The 50:30:20 Ratio in Investments – A Balanced Approach

The 50:30:20 Ratio in Investments - A Balanced Approach

The investment world is filled with formulas and ratios, but few are as practical as the 50:30:20 ratio for everyday investors. Most people struggle to balance risk and reward in their investment portfolios. The 50:30:20 ratio offers a structured approach…