Understanding the two key types of investment risk can empower you to make smarter, safer investment decisions—even if you’re starting small.One of the most fundamental concepts every investor, especially those with less capital, should grasp is risk. But “risk” isn’t…
Your portfolio started with a perfect 60-40 split between stocks and bonds. Two years later, market movements have pushed it to 75-25. Sounds familiar? Portfolio rebalancing explained – this critical investment strategy helps restore your original asset allocation and maintain…
The FIRE movement India is transforming how young professionals approach financial planning. Recent data shows that Indian households saved an average of 30% of disposable income in 2022, with urban professionals reaching up to 50% through disciplined planning. This shift…
Investing in the stock market can sometimes feel like navigating an intricate maze – especially when it comes to understanding the differences between Initial Public Offerings (IPOs) and the Secondary Market. For retail investors working with limited capital, knowing how…
Creating a sustainable monthly income from the stock market in India requires more than just luck. With the right strategy and disciplined approach, investors can generate consistent returns while managing risks effectively. Over 50% of successful investors focus on dividend-paying…
Starting your investment journey can feel overwhelming, especially when you’re unsure where your money should go or what goals to prioritize. In India, over 70% of retail investors admit to making emotional decisions that hurt their portfolios, yet those who…
Financial organization remains the biggest hurdle for most beginner investors. The 6 jar money management system offers a straightforward framework that anyone can implement. This method aligns perfectly with Potoos’ philosophy of making financial planning accessible to everyday investors. What…
The investment world is filled with formulas and ratios, but few are as practical as the 50:30:20 ratio for everyday investors. Most people struggle to balance risk and reward in their investment portfolios. The 50:30:20 ratio offers a structured approach…
Financial success isn’t a matter of luck – studies show that individuals who set clear goals are up to 3 times more likely to achieve their desired outcomes. Goal setting is a structured approach to turning aspirations into reality, with…
